There is no one-size-fits-all answer to this question, as the decision of whether or not to link a bank account to PayPal will depend on your individual circumstances. However, in general, it is generally recommended that you link a bank account to PayPal to improve your overall bank account security and to ensure that you have easy access to your funds.
If you do not already have a bank account linked to PayPal, we strongly recommend that you open one before you begin using the service. Once you have a bank account linked to PayPal, you can easily and securely transfer money to and from your PayPal account.
Additionally, PayPal offers a variety of additional benefits, including the ability to shop online and pay for goods and services using your PayPal account.