When you make a PayPal account, you’re offered a 12-month no-interest pledge. This means that if you don’t use your account in that time, you won’t be charged interest on any outstanding balances.
There are a few caveats, though. First, PayPal reserves the right to change its policy at any time.
Second, if you do use your account within the 12-month period, you’ll still be charged interest on any outstanding balances. Finally, if you decide to close your account before the 12-month period is up, you’ll still be charged interest on any outstanding balances.
In short, if you’re looking for a way to avoid paying interest on your PayPal balances, the 12-month no-interest pledge is a good option. Just be sure to use your account within the 12-month period, and don’t plan on closing it anytime soon!.