The Lowe’s Advantage Card is a great way to save on your next home improvement project. With no annual fee and 5% off every purchase, it’s a no-brainer for anyone who shops at Lowe’s regularly. You’ll also get exclusive discounts and offers, and can even earn reward points to use toward future purchases.
So, is the Lowe’s Advantage Card a credit card? Technically, no. The Lowe’s Advantage Card is a store card that can only be used at Lowe’s locations.
However, you can choose to pay your balance in full each month or carry a balance from month to month. If you carry a balance, you will be charged interest. Therefore, while the Lowe’s Advantage Card is not a traditional credit card, it does function similarly to one in many ways.