Is Target credit card a hard pull?

Target’s REDcard credit card is a popular choice for shoppers who frequent the store. The card offers 5% back on purchases made at Target, and there is no annual fee. It also includes some perks, like free shipping on Target.com and early access to sales.

So, is the Target REDcard a hard pull?

The answer is no. When you apply for the Target REDcard, Target will do a soft pull of your credit report. This means that your credit score will not be impacted.

A hard pull is when a lender does a thorough investigation of your credit history in order to determine whether or not to extend you credit. Hard pulls can lower your credit score, so it’s good to know that applying for the Target REDcard will not have that effect.

In conclusion, the Target REDcard is not a hard pull. When you apply for the card, Target will do a soft pull of your credit report.

Total
0
Shares
Previous Article

Does Target sell roller skates in store?

Next Article

Is Target getting rid of the cafe?

Related Posts