When you’re looking for a new credit card, one of the first things you’ll want to consider is what kind of credit score you need to qualify. After all, no one wants to be rejected for a credit card they really want. But what credit score do you need for the Big Lots credit card?
The Big Lots credit card is issued by Capital One, and you’ll need a good to excellent credit score to qualify.
That means a score of 670 or higher on the FICO scale. If your score is lower than that, you may still be able to qualify if you have a strong history of making on-time payments and maintaining a good credit utilization ratio.
Once you’ve been approved for the Big Lots credit card, you’ll enjoy a number of perks, including no annual fee, a decent APR, and the ability to earn rewards points on every purchase you make. You can redeem your points for merchandise at any Big Lots store, or for cash back, gift cards, and travel. There are also opportunities to earn bonus points throughout the year.
Conclusion:
To qualify for the Big Lots credit card, you’ll need a good to excellent credit score of 670 or higher. However, if your score is lower than that, you may still be able to qualify if you have a strong history of making on-time payments and maintaining a good credit utilization ratio. Once you’ve been approved for the card, you’ll enjoy perks like no annual fee, a decent APR, and the ability to earn rewards points on every purchase you make.
