Kohl’s is a well-known retailer that offers a store credit card with many benefits. However, like most store cards, there is a minimum credit score required in order to be approved. So, what credit score do you need to get a Kohl’s card?
Kohl’s is a retail chain with over 1,100 stores in 49 states. They sell women’s, men’s, and children’s clothing, shoes, accessories, beauty products, and home goods. Kohl’s is also known for their exclusive partnerships with high-end brands like Lauren Conrad, Vera Wang, and Eddie Bauer.
One of the great things about shopping at Kohl’s is that they offer a store credit card. This card comes with many benefits, including discounts, special financing offers, and exclusive coupons. However, as with most store cards, there is a minimum credit score required in order to be approved for the Kohl’s card.
So what credit score do you need to get a Kohl’s card? According to Experian, you will need a “fair” credit score of 640 or higher in order to be approved for the Kohl’s card.
However, keep in mind that your credit score is just one factor that lenders will consider when determining whether or not to approve you for a credit card. Other factors include your income, employment history, and debt-to-income ratio.
If you’re not sure what your credit score is, you can check for free on websites like Credit Karma or Credit Sesame. And if you find that your score is below the 640 threshold, there are still plenty of options for store credit cards that you may be able to qualify for.
For example, Target has a store credit card that only requires a “fair” credit score of 600. So if you’re hoping to shop at Kohl’s with a store credit card in hand, make sure your credit score is in good shape before applying.
