When it comes to credit scores, there is no one-size-fits-all answer. Different lenders use different methods to determine what credit score is needed for their particular products and services. However, there are some general guidelines that can help you understand what credit score is needed for Big Lots.
Big Lots is a retail store that offers a wide variety of merchandise, including furniture, electronics, and home goods. The store also offers a credit card, which can be used to make purchases at any Big Lots location.
To qualify for the Big Lots credit card, you will need a credit score of at least 650. This is considered a good credit score and will likely get you approved for the card. If your credit score is below 650, you may still be able to get approved for the card, but you may have to pay a higher interest rate.
If you’re not sure what your credit score is, you can check it for free on websites like Credit Karma or Credit Sesame. These websites will give you an estimate of your score based on the information in your credit report.
Once you know your credit score, you can start shopping around for the best deal on a Big Lots credit card. There are many different cards available, so make sure to compare interest rates, annual fees, and other terms before applying.
The bottom line is that there is no one-size-fits-all answer when it comes to what credit score is needed for Big Lots. However, if you have a good credit score, you should be able to get approved for the store’s credit card.
