What is the difference between just paying with a credit card and PayPal?

When paying with a credit card, the credit card company pays the merchant. This can take a few days, and the funds may not be immediately available. PayPal is a different kind of payment system. When you pay with PayPal, you are actually exchanging money with the merchant.

This means that the money is available immediately, and you don’t have to wait for the credit card company to process the payment. Additionally, PayPal is a secure system, which means that your personal information is protected.

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