When it comes to credit scores, there is no one-size-fits-all answer. Every lender has their own standards when it comes to approving applications, and Kohl’s is no different. However, we can give you a general idea of the credit score you’ll need for a Kohl’s charge card.
The Kohl’s charge card is a store credit card that can only be used at Kohl’s locations. It doesn’t require a minimum credit score for approval, but applicants with a higher score will likely be approved for a higher credit limit.
If you’re thinking of applying for a Kohl’s charge card, we recommend checking your credit score beforehand. This way, you’ll have an idea of where you stand and what kind of credit limit you can expect. You can check your credit score for free on Credit Karma.
Generally speaking, you’ll need a good or excellent credit score to be approved for a Kohl’s charge card. A good credit score is generally considered to be anything above 670, while an excellent credit score is typically considered to be anything above 800.
Of course, your credit history and income will also be taken into account when you apply for a Kohl’s charge card. So even if you have a high credit score, you may not be approved for a high credit limit if you don’t have a strong income or history of responsible credit use.
If you’re not sure whether you’ll be approved for a Kohl’s charge card, we recommend applying for one of our other store cards instead. Store cards from Target, Macy’s, and JCPenney all have similar approval requirements and can be used at a variety of retailers – not just one store.
Conclusion: In order to have the best chance of being approved for a Kohl’s charge card, aim for a good or excellent credit score. However, your income and credit history will also be taken into account during the application process. If you’re not sure whether you’ll be approved, we recommend applying for one of our other store cards instead.
