When it comes to credit scores, there is no one-size-fits-all answer. Every lender has different requirements, and these can change over time.
That said, there are some general guidelines you can follow. For example, most lenders consider a score of 670 or higher to be good, and a score of 780 or higher to be excellent.
Big Lots is a retailer that offers a store credit card through Synchrony Bank. The card can only be used at Big Lots locations, and it does not offer any rewards or cash back.
There are two versions of the card: the Big Lots Credit Card and the Big Lots Mastercard. Both cards have a minimum credit score requirement of 640, which is considered fair.
If you’re looking to finance a purchase at Big Lots, your best bet is to have a credit score in the good to excellent range. This will give you the best chance of getting approved for financing, and it will also help you secure a lower interest rate.
